Online Application
Thank you for your interest in Consumers First
Mortgage's Pre-Approval Program. PLEASE NOTE THAT THIS IS NOT AN
APPLICATION FOR A MORTGAGE LOAN, BUT AN OPPORTUNITY TO PROVIDE
INFORMATION FOR CREDIT PRE-APPROVAL.
Upon receipt of your completed application, we
will order a credit report for review, and determine if you qualify
for credit pre-approval. If so, you will be told the maximum loan
amount or maximum monthly housing payment for which you may be
eligible -- based on the current market interest rate and/or
available loan programs.
With this information you can let real estate
agents and home sellers know that you are a serious customer with
the strength of Consumers First Mortgage on your side. If approved,
you will have 90 days to find a property. Once you have selected a
property your loan request will then be fully processed and
underwritten, and you will be given prompt notice of a loan
decision.
Formal loan approval is subject to the property
meeting your lender's property guidelines, a satisfactory appraisal
of the property, updating the information you have provided with no
adverse change and satisfaction of your lender's underwriting and
loan closing conditions. If you have any questions, please
feel free to call us at
207-985-2895.
We look forward to working with you.
Please
note, you may feel free to print this application and mail to us at:
Consumers
1st Mortgage
PO Box 918
Kennebunk, ME 04043
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